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Life Can Be A Risky Business. Why do I need Insurance? Sometimes those risks hit home – a car collision… your kitchen suffering water damage…your business being interrupted by vandalism or theft. At times like these, insurance is there to help us recover, get us back on our feet and […]

Why Do I Need Insurance?

All types of loans, no matter what they are, are either secured or unsecured.Knowing the difference can better help you understand how they work and what to expect when applying for one. But always remember before applying for any loan, make sure you check your credit score first. As if […]

Many Different Types of Loans Available

Did you manage to read Part 1 and Part 2 on How to Get Out of Debt before landing on this page? Step 7 Negotiate With Secondary Creditors After agreeing offers with all your priority creditors, your financial statement should be updated to see if you have any disposable income […]

How to Get Out of Debt Part 3

The aim of this series of articles is to help you avoid court proceedings relating to debt. But what happens if negotiation fails and your creditors resort to legal action? It is not a crime just to owe money and with certain exceptions you can’t go to prison if you […]

Court Proceedings Relating to Debt

If you need to start from the beginning please click How to Get Out of Debt part 1 Step 4 Maximise Your Income to Reduce Your Debt Quicker Be certain that you have included absolutely everything, and then consider if you can obtain any further additional income. Possibilities may include: […]

How to Get Out of Debt Part 2

First Steps To Get Out Of Debt Admitting that you are struggling with debt, and seeking help, is one of the important first steps that will help you to resolving your debt problems. There is no need to be embarrassed or feel ashamed to reveal your debts and financial difficulties […]

How to Get Out of Debt

There are errors in my credit report – how can I fix them? It can be really frustrating to check your credit score and find that there are errors in your credit report, especially if you are trying to apply for credit. Credit Agencies have rigorous checks in place to ensure that […]

How to Remove Errors From my Credit Report?

By viewing a full and accurate copy of your credit score and report, you are able to gain an indication as to how banks and financial institutions see you and whether they are likely to give you credit. Credit Agencies use the information you supply to them during your registration […]

How is my Credit Score-Report Calculated?

Credit Search
What is a credit search? A Credit Search is when you apply for credit, the bank or financial institution you apply to will look at your credit report information, and a ‘credit search’ is recorded. Your credit report can usually only be searched with your consent and knowledge, and it […]

What Is a Credit Search? Easy to Follow Guide

What is a credit repair company? A credit repair company is normally a profit making organisation that you should not use under any circumstances. You should be very wary of any credit repair company which promises to ‘repair’ your credit report. They’ll charge you to do things you can do […]

Should I Use a Credit Repair Company